Top 30 Cities with the Highest Cost of Living in the Philippines

Whether you’re a local looking for a fresh start in a different city, or a family l or a foreigner planning to migrate in the Philippines you should take time, learn, and research where you would like to settle. Well, if you’re doing just that, then you’re in luck. In this article, we will guide you through the things to consider when moving out and the cities cost of living in the Philippines.

Things to Consider Before Moving to a New City

Before deciding to move to a new city, here are some essential things to consider:

  • Accessibility (groceries, medical drugstores, wet & dry market)
  • Amenities (shopping centers, restaurants, bars, gyms, etc.)
  • Transportation (jeepneys, bus stops, tricycle TODAs, MRT, LRTs)
  • Contact Utility Service Providers (electricity, internet, water etc.)

Top 30 Cities with High Cost of Living in the Philippines

  1. Taguig City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P55,840.94 (1 person) / P144,322.10 (family of 4)

First in our list with the highest cost of living in the Philippines; the most urbanized city: Taguig City. It’s no surprise really. Living in Taguig City offers a dynamic and modern urban lifestyle. The city’s prominent area, Bonifacio Global City (BGC), has transformed into a major business and financial district, known for its towering skyscrapers, upscale shopping centers, and vibrant entertainment hubs. 

  1. Makati City, Metro Manila

Average Cost of Living with Lifestyle Expenses: 48,208 (1 person)  / 170,466 (family of 4)

Makati City  is known for its vibrant lifestyle and urban convenience. It is a bustling financial and commercial hub of the Philippines, housing many multinational corporations, upscale shopping centers, and a thriving nightlife scene. The cost of living in Makati City is relatively high compared to many other cities in the country, especially in the central business district area.

  1. Pasig City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P46,572.03 (1 person)  / P127,092.16 (family of 4)

Living in Pasig provides residents with access to various commercial centers, shopping malls, and dining options. The city is also home to several multinational companies and business parks, creating employment opportunities. Pasig has a vibrant cultural scene with numerous events, festivals, and art exhibitions.

  1. Caloocan City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P46,572.03 (1 person)  / P127,092.16 (family of 4)

Living in Caloocan provides residents with access to various commercial areas, markets, and shopping centers. The city is well-connected to other parts of Metro Manila through road networks and public transportation systems. Caloocan has a rich cultural heritage, with historical sites, museums, and festivals that celebrate its history and traditions.

  1. City of Manila, Metro Manila

Average Cost of Living with Lifestyle Expenses: P45,157.16 (1 person)  / P129,841.06 (family of 4)

Manila is the capital city of the Philippines and one of the most significant urban centers in the country. It is a bustling metropolis with a rich history and diverse cultural heritage. Housing options in Manila are diverse, ranging from affordable apartments and houses in residential neighborhoods to upscale condominiums in the central business district. 

  1. Mandaluyong City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P44,622.93 (1 person)  / P127,152 (family of 4)

Mandaluyong City is a thriving urban center known for its strategic location and rapid development. The cost of living in Mandaluyong City can vary depending on the specific area within the city, with central locations typically having higher living costs.

Living in Mandaluyong offers residents the advantage of being centrally located in Metro Manila. It is adjacent to major business districts such as Makati and Ortigas, providing easy access to job opportunities, shopping centers, and entertainment options. The city has seen significant growth in terms of infrastructure, including the development of commercial and residential buildings.

  1. Quezon City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P42,882.24 (1 person)  / P113,916.62 (family of 4)

Quezon City, often referred to as QC, is the largest and most populous city in Metro Manila, and it serves as one of the key political, economic, and cultural centers of the Philippines. Living in Quezon City offers residents access to a diverse range of amenities and services. The city is home to government offices, prestigious educational institutions, major hospitals, shopping malls, and a vibrant entertainment and dining scene.

  1. Cebu City, Cebu

Average Cost of Living with Lifestyle Expenses: P42,768.50  (1 person)  / P99,129.64 (family of 4)

Cebu City is a prominent urban center located in the Visayas region of the Philippines. It is the capital city of Cebu province and serves as a major hub for commerce, trade, education, and tourism in the region. Living in Cebu City offers residents access to a wide range of amenities and services. The city is known for its beautiful beaches, vibrant nightlife, and a variety of cultural attractions. 

  1. Mandaue City, Central Visayas

Average Cost of Living with Lifestyle Expenses: P40,196.05  (1 person)  / P90,710.40 (family of 4)

Mandaue City is a thriving urban center located in the province of Cebu in the Visayas region of the Philippines. It is adjacent to Cebu City and serves as an important part of the metropolitan area known as Metro Cebu. 

  1. Pasay City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P39,870.08  (1 person)  / P101,011.78 (family of 4)

The top 10 in the list of the highest cost of living in the Philippines is Pasay City. Living in Pasay City provides residents with convenient access to various amenities and services. The city is home to a mix of residential, commercial, and entertainment areas. Residents and tourists alike can enjoy shopping at malls, attending events at the Cultural Center of the Philippines, or exploring the seaside promenade along Manila Bay.

  1. Santa Rosa, Laguna

Average Cost of Living with Lifestyle Expenses: P39,415.07 (1 person)  / P87,020.28 (family of 4)

Santa Rosa City, located in the province of Laguna, Philippines, is a rapidly developing urban center known for its economic growth and modern amenities. Living in Santa Rosa City offers residents access to a wide range of amenities and services. The city is home to numerous industrial parks and business districts, providing employment opportunities. 

  1. Cainta, Rizal: 38,679.08 (1 person) / 108,699.59 (family of 4)

Average Cost of Living with Lifestyle Expenses: 38,679.08 (1 person) / 108,699.59 (family of 4)

Cainta, located in the province of Rizal in the Philippines, is a thriving municipality that combines urban convenience with a suburban atmosphere. The cost of living in Cainta can vary depending on the specific area within the municipality, with central locations typically having higher living costs.

  1. Parañaque City, Metro Manila: 

Average Cost of Living with Lifestyle Expenses: P38,306.12 (1 person) / P100,539.35 (family of 4)

Paranaque City is a dynamic urban center known for its accessibility and diverse lifestyle offerings. Living in Paranaque City provides residents with access to a wide range of amenities and services. The city is home to commercial districts, shopping malls, educational institutions, and healthcare facilities.

  1. Muntinlupa City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P37,939.63 (1 person) / P97,949.08 (family of 4)

Muntinlupa City is a dynamic urban center known for its mix of residential, commercial, and industrial areas. Living in Muntinlupa City offers residents access to a wide range of amenities and services. The city is home to several business districts, including Filinvest City, which provides employment opportunities. It also features shopping centers, educational institutions, and healthcare facilities. 

  1. Malabon City, Metro Manila

Average Cost of Living with Lifestyle Expenses: P37,598.34 (1 person) / P85,321.50 (family of 4)

Half way in the list of the highest cost of living in the Philippines is Malabon City. Living in Malabon City offers residents access to a variety of amenities and services. The city is known for its rich culinary tradition, particularly its famous “pancit malabon” and other local delicacies. Malabon also has markets, shopping centers, educational institutions, and healthcare facilities to cater to the needs of its residents.

  1. Lapu-Lapu City, Cebu

Average Cost of Living with Lifestyle Expenses: P37,427.04 (1 person) / P96,582.24 (family of 4)

Lapu-Lapu City, located in the province of Cebu in the Visayas region of the Philippines, is a thriving urban center known for its historical significance and scenic coastal areas. 

Living in Lapu-Lapu City offers residents access to a range of amenities and services. The city is known for its beautiful beaches, island hopping opportunities, and water sports activities, making it a popular destination for tourists and outdoor enthusiasts. Lapu-Lapu City also features shopping centers, educational institutions, and healthcare facilities.

  1. Las Piñas, Metro Manila

Average Cost of Living with Lifestyle Expenses: P37,344.11 (1 person) / P97,857.51 (family of 4)

Las Piñas City provides a unique urban lifestyle with a strong sense of cultural heritage. While the cost of living can vary, it offers access to various services and amenities within Metro Manila, making it an attractive place to live for those who appreciate a mix of history and modern living.

  1. Angeles City, Pampanga

Average Cost of Living with Lifestyle Expenses: P37,287.19.11 (1 person) / P93,474.13 (family of 4)

Angeles City provides an exciting urban lifestyle with a strong expatriate community and a lively atmosphere. Living in Angeles City offers residents access to a wide range of amenities and services. The city is known for its vibrant nightlife, with numerous bars, clubs, and restaurants catering to both locals and tourists.

  1. San Fernando City, Pampanga

Average Cost of Living with Lifestyle Expenses: P35,408.59 (1 person) / P85,675.14 (family of 4)

San Fernando City, located in the province of Pampanga in Central Luzon, Philippines, is a thriving urban center known for its cultural heritage, economic growth, and vibrant festivals. 

San Fernando City provides a dynamic urban lifestyle with a mix of cultural traditions and modern conveniences. While the cost of living can vary, it offers access to various services and amenities within Central Luzon, making it an attractive place to live for those who appreciate cultural heritage and economic opportunities.

  1. Davao City, Davao

Average Cost of Living with Lifestyle Expenses: P35,636.30 (1 person) / P86,130.55 (family of 4)

Davao City, located in the southern part of the Philippines on the island of Mindanao, is a major urban center known for its economic growth, natural beauty, and strong sense of local identity. Living in Davao City offers residents access to a wide range of amenities and services. The city is known for its cleanliness, safety, and disciplined environment.

  1. Binangonan, Rizal

Average Cost of Living with Lifestyle Expenses: P35,294.74 (1 person) / P104,461.05 (family of 4)

Binangonan, located in the province of Rizal in the Philippines, is a growing municipality known for its proximity to the scenic Laguna de Bay, rich cultural heritage, and natural beauty. 

Living in Binangonan offers residents access to a range of amenities and services. The municipality is known for its fishing industry and is often called the “Fishing Capital of the Philippines.” It has markets, educational institutions, healthcare facilities, and cultural events that celebrate its traditions and history.

  1. Malolos, Bulacan

Average Cost of Living with Lifestyle Expenses: P34,839.32  (1 person) / P190,001.59 (family of 4)

Malolos City, located in the province of Bulacan, Philippines, is a historical urban center known for its rich cultural heritage and vibrant local life. 

Malolos City provides a unique urban lifestyle with a strong sense of cultural heritage. While the cost of living can vary, it offers access to various services and amenities within Central Luzon, making it an appealing place to live for those who appreciate history and a close-knit community.

  1. General Trias City, Cavite

Average Cost of Living with Lifestyle Expenses: P34,270.05  (1 person) / P 91,538.62 (family of 4)

General Trias City, located in the province of Cavite in the Philippines, is a rapidly growing urban center known for its industrial development and emerging commercial areas.  

General Trias City provides an urban lifestyle with a focus on economic opportunities and commercial development. While the cost of living can vary, it offers access to various services and amenities within the Calabarzon region, making it an attractive place to live for those seeking employment and business prospects.

  1. Imus, Cavite

Average Cost of Living with Lifestyle Expenses: P34,158.30 (1 person) / P91,487.31 (family of 4)

Living in Imus, Cavite, provides a suburban lifestyle with proximity to both the bustling Metro Manila and the scenic attractions of Cavite province. The city is known for its rich historical heritage and vibrant culture. Imus City provides an urban lifestyle with a mix of historical heritage and modern conveniences. While the cost of living can vary, it offers access to various services and amenities within the Calabarzon region, making it an attractive place to live for those who value history and economic opportunities.

  1. Antipolo City, Rizal

Average Cost of Living with Lifestyle Expenses: P33,645.93 (1 person)  /  P95,814 (family of 4)

Living in Antipolo City, Rizal, offers a suburban lifestyle with proximity to the bustling metropolis of Metro Manila. The city is known for its picturesque landscapes, cool climate, and panoramic views of the Manila skyline. The cost of living in Antipolo is relatively moderate compared to central Metro Manila, making it an attractive choice for those seeking a balance between urban amenities and a more relaxed environment. 

  1. Palawan, MIMAROPA

Average Cost of Living with Lifestyle Expenses: P33,361.27 (1 person)  /  P81,866 (family of 4)

Another by the beach, living in Palawan, often considered one of the most beautiful islands in the world, offers a unique and idyllic lifestyle. Palawan is known for its stunning natural landscapes, pristine beaches, crystal-clear waters, and vibrant marine life. The cost of living in Palawan can vary depending on the specific area within the province, with more remote and tourist-heavy areas often having a higher cost.

  1. Batangas City, Batangas

Average Cost of Living with Lifestyle Expenses: P32,165.73 (1 person)  / P97,066.50 (family of 4)

Living in Batangas offers a diverse and vibrant lifestyle. This province in the Philippines is known for its beautiful beaches, scenic landscapes, and rich cultural heritage. The cost of living in Batangas can vary depending on the specific area within the province, with urban centers having a higher cost compared to rural areas. 

  1. La Union, Ilocos Region

Average Cost of Living with Lifestyle Expenses: P32,049.34 (1 person)  / P81,866.06 (family of 4)

If you love going to the beach and dreams of living close to one then living in La Union meets offers a beachside living experience, which is a dream for many to dream of a tranquil, peaceful, and laidback lifestyle.  The cost of living in La Union is generally affordable compared to major urban centers, making it an attractive choice for those who appreciate a more tranquil way of life. 

  1. Cagayan De Oro, Misamis Oriental

Average Cost of Living with Lifestyle Expenses: P32,044.27 (1 person) / P77,919.37 (family of 4)

Living in Cagayan De Oro, Misamis Oriental, offers a unique blend of urban convenience and natural beauty. The city is known for its accessibility to stunning natural attractions such as waterfalls, rivers, and mountains, making it a haven for outdoor enthusiasts. The cost of living in Cagayan De Oro is relatively moderate, making it an appealing choice for those seeking an affordable yet comfortable lifestyle.

  1. San Pedro City, Laguna: P31,930.00 / P84,863.00

Average Cost of Living with Lifestyle Expenses: P31,930 (1 person)  / P84,863 (family of 4)

Lastly, the cheapest in the list of the highest cost of living in the Philippines is San Pedro, Laguna. Living in San Pedro City, Laguna, offers a mix of urban convenience and suburban tranquility with a moderate cost of living compared to some other Philippine cities. The city provides various housing options, educational institutions, and employment opportunities, thanks to its proximity to industrial areas and commercial centers in Metro Manila.

San Pedro City is located in the western portion of Laguna province, adjacent to the cities of Muntinlupa and Las Piñas in Metro Manila. It is strategically situated near major highways, making it accessible to other parts of Metro Manila and nearby provinces.

Data for cost of living in the Philippines was take from Livingcost.org

Conclusion

Whether to be independent or to discover what it’s like to live in a different city, moving out is something someone should experience at least once in their lives. There are lot to explore when you move out; the festivities, new atmosphere – whether it’s a bustling cities filled with skyscrapers or suburban living, it all comes down to your preference. This list of the top 30 cities with the highest cost of living in the Philippines provides insights to help you select and plan your next move.

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